Management Liability
We recognize the importance of protecting executives, directors, and managers from the diverse range of risks they face in today's business environment.
Capabilities
Sector Solutions
Our expertise ensures innovative, efficient, and impactful solutions for private, nonprofit and public sector companies.
Underwriting Relationships
Flow’s brokers have strong relationships with underwriting partners, facilitating efficient submission processing and negotiation of favorable terms and pricing.
Limit towers
Expertise for building large limit towers on complex risks.
Insurance markets
We have access to a wide range of Management Liability insurance markets, including both standard and specialty carriers, to provide clients with multiple coverage options.
Market access
Flow will access carrier capacity through multiple channels including API, portal, and traditional email submissions. This allows us to provide clients with multiple options quickly and build limits where needed.
Target Classes
Public Companies
From multinational corporations to emerging startups, public companies rely on our management liability insurance solutions to protect their directors, officers, and executives from the legal and financial consequences of management-related claims.
Private Companies
Privately-held businesses, including family-owned enterprises and closely-held corporations, require comprehensive management liability coverage to safeguard their leadership team and preserve their business interests.
Non-profit Organizations
Non-profit entities, including charities, foundations, and educational institutions, benefit from management liability insurance solutions to protect their board members, officers, and volunteers from the unique risks associated with non-profit governance and operations.
Coverages
Directors and Officers Liability (D&O)
D&O insurance protects company directors and officers from claims alleging wrongful acts, errors, or omissions in the performance of their duties. Coverage includes legal defense costs, settlements, and judgments, helping to safeguard personal assets and preserve the reputation of corporate leaders and more.
Employment Practices Liability Insurance (EPLI)
EPLI coverage to protect businesses from claims of employment-related misconduct, including discrimination, harassment, wrongful termination, and retaliation. Policies cover legal defense costs, settlements, and damages arising from employee lawsuits, helping businesses mitigate the financial and reputational risks associated with employment disputes.
Fiduciary Liability
Fiduciary insurance provides protection for fiduciaries, such as trustees, administrators, and plan sponsors, against claims alleging breaches of fiduciary duties in the management of employee benefit plans, including pension and retirement plans. Coverage includes legal defense costs, settlements, and judgments, helping fiduciaries fulfill their obligations and safeguard plan assets.
Crime Insurance
Crime insurance coverage protects businesses against financial losses resulting from various types of fraudulent activities, including employee theft, forgery, computer fraud, and funds transfer fraud. Coverage is available for both internal and external fraud schemes, helping businesses recover from financial losses and maintain financial stability.
