Professional Liability
We understand the unique risks faced by licensed professionals in today's highly specialized and litigious environment. Professional liability insurance is designed to protect professionals and their businesses from claims of negligence, errors, or omissions in the performance of professional services.
Capabilities
Expert Coverage
Solutions for licensed professionals including healthcare providers, lawyers, accountants, architects, engineers and more
Broad Markets
Flow Brokers have access to a wide range of professional liability insurance markets, including both standard and specialty carriers, to provide clients with multiple coverage options
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Underwriting Ties
Underwriting Relationships. Flow’s Brokers have strong relationships with underwriting partners, facilitating efficient submission processing and negotiation of favorable terms and pricing
All Businesses
Our Brokers handle start up and pre revenue risks to multinational companies
Target Classes
Doctors
Medical malpractice claims can have devastating financial and reputational consequences for healthcare professionals. Our Professional Liability insurance for doctors provides coverage for claims alleging medical negligence, errors, or omissions in patient care, helping to mitigate the financial risks associated with malpractice lawsuits.
Lawyers
Medical malpractice claims can have devastating financial and reputational consequences for healthcare professionals. Our Professional Liability insurance for doctors provides coverage for claims alleging medical negligence, errors, or omissions in patient care, helping to mitigate the financial risks associated with malpractice lawsuits.
Accounting Firms
Accounting professionals face exposure to claims of professional negligence, errors, or omissions in financial reporting, tax preparation, and other accounting services. Professional Liability insurance for accounting firms can provide coverage for claims alleging financial mismanagement, audit errors, and other professional liabilities, helping to protect the reputation and assets of accounting professionals.
Architects and Engineers
Design professionals are exposed to claims of professional negligence, errors, or omissions in the design, planning, and execution of construction projects. Professional Liability insurance for architects and engineers can address claims related to design flaws, construction defects, and other liabilities, ensuring peace of mind for design firms and individual professionals.
Other Licensed Professionals
We also provide Professional Liability insurance solutions for a wide range of licensed professionals, including consultants, therapists, real estate agents, and more. Our solutions are designed to address the specific risks faced by each profession, offering tailored coverage to meet their unique needs.
Coverages
Professional Negligence
Claims alleging that the professional failed to perform services with the level of skill and care expected within their profession, resulting in financial losses or harm to the client.
Errors or Mistakes
Claims arising from errors, mistakes, or oversights made by the professional in the course of providing professional services, which lead to financial losses or damages to the client.
Omissions
Claims related to the failure of the professional to perform certain actions or provide specific advice that leads to financial losses or harm to the client.
Breach of Duty
Claims alleging that the professional breached their duty of care or fiduciary duty to the client, resulting in financial losses or damages.
Misrepresentation
Claims arising from false or misleading statements made by the professional in the course of providing professional services, which result in financial losses or harm to the client.
Others
Our Professional liability insurance solutions can be tailored to cover legal defense costs, settlements, and judgments associated with covered claims. This necessary coverage helps protect professionals and their businesses from the financial consequences of lawsuits and claims alleging professional negligence or errors.
